Dental Care Financing: Get a Proper Plan for Your Family
A dental insurance plan can help with financing key treatments you and your family might require throughout the year. Millions of Americans neglect their dental health because they cannot afford the services of a dentist. A large portion of these people are young children and adults between the ages of 45 to 60. Some seniors also find it hard to budget for dental care. Since hospital emergency rooms are not equipped to handle any dental issues, people without any form of dental financing have a tough time paying for emergency dental care.
Regular checks can reduce the risk of expensive treatments
Every member of your family should have dental checkups at least twice a year to maintain good oral health. Preventative care like cleanings help reduce the incidence of cavities or gingivitis (gum infection). It can help to avoid more expensive remedial treatments like crowns, dentures or root canals.
Direct Reimbursement: Cost-Effective for Employers, Hassle-Free for Employees
Some employers are reluctant to provide dental benefits because it adds to their overheads and involves paperwork. “Direct Reimbursement” (DR) is a win-win for employers and their staff.
- Employers have immediate control of the maximum level of benefits offered.
- Employees have the freedom to choose their dentist, so you can visit a dentist of your choice.
- Paperwork is minimal and no preliminary authorizations are required.
- Employees are responsible for the best use of the benefit dollars available.
- Reimbursement is based on dollar expenditures rather than on the type of treatment received.
Under a DR plan, an individual simply visits the dentist of their choice, pays the bill, turns in proof of payment, and gets paid. Or benefits’ payment may be directly assigned to the dental office.
Employers in the Green Bay, Ashwaubenon and Brown County area who select this alternative benefit plan can save money by purchasing plans that provide cost-effective services for their staff.
Watch this video to learn more about the importance of getting financing to pay for your dental treatments.
If your employer does not offer dental benefits, consider investing in a plan yourself. There are many different types of dental financing plans available and you can choose one that best fits your family’s needs and budget.